Home Loans

Whether you’re buying your first home, upgrading, refinancing, or building, we help you navigate the home loan process with clarity and confidence. We compare lenders, explain your options clearly, and support you from the first conversation through to settlement and beyond.

Finding the right loan, without the overwhelm

Navigating home loans can feel complex — different lenders, rates, structures, and fine print all competing for your attention. Our role is to simplify that process and guide you toward a solution that genuinely fits your situation.

We take the time to understand your goals, income, and future plans before comparing options across a wide panel of lenders. You’ll always know why a recommendation is being made and what it means for you long term.

We assist with:

First home buyer loans
Refinancing and loan reviews
Construction and land loans
Investment property lending
Self-employed and complex income scenarios

Instead of dealing directly with banks and second-guessing decisions, you’ll have clear guidance, steady communication, and someone working in your best interests at every step.

FAQs

What is a pre-approval, and why do I need one?

A pre-approval is an indication from a lender of how much you can borrow based on the information provided in your application. It gives you confidence when making offers and shows real estate agents that you’re a serious buyer.

As the bank have already reviewed your application, it will also help to speed up receiving the formal loan approval once you’ve found the right property.

I’m self-employed – does this make it harder to get a loan?

Not necessarily. We specialise in working with business owners and work with you and your accountant to find solutions best suited to your needs and objectives and your business structure. Whether you are a sole trader, in a partnership, have a trust or are operating a company, we have a diverse panel of lenders who we can place you with.

I’m a first home buyer who is still saving a deposit - is it worth still having a chat?

We always say it’s never too early to have a chat with a broker and get a plan in place for your future purchase. We discuss deposit requirements, income/employment milestones and start working through any challenges you might have.

What if my situation is complex?

That’s where a broker can be most valuable. We regularly assist self-employed clients and those with non-standard income or circumstances.

What government grants are available for me?

The government has several grants and schemes available such as the 5% Deposit Scheme, Help to Buy Scheme, First Home Super Saver Scheme, First Home Owner Grant and Stamp Duty Exemptions/Concessions. We guide you through which grants/schemes are relevant to you and your circumstances and will apply for these on your behalf when possible.

I want to refinance – can you help?

Yes, we can assist you with refinancing your loan whether that is to simply seek a better rate or if you are looking to release equity for other reasons (such as renovating your home, wanting to purchase an investment property, for personal use + more)

I want to upsize my home – can you help with bridging finance?

Yes! Bridging finance is something available to borrowers who are looking to purchase a new home to live in before they sell their current property. While it might sound complex and hard to navigate, we help you every step of the way and explain the process in clear, easy to follow language.