Guiding you through the finance journey with trusted and tailored solutions.
Meet Avalon…
Avalon is the face and brains behind Five Islands Finance.
She has been in the broking industry since 2016 and a Mortgage Broker since 2020. She holds a Diploma in Mortgage Broking and Finance and prides herself on outstanding service, communication and honesty. She aims to achieve a seamless and positive outcome from initial enquiry through to settlement and beyond. She loves helping first home buyers achieve their home ownership goals as well as helping self-employed customers navigate their complex financial needs.
Outside of work Avalon has two young boys and lives in the Shellharbour area with her husband Daniel. They enjoy getting outdoors and are usually either camping, fishing or spending time with family and friends.
Why work with Five Islands Finance?
Navigating the home loan process can be overwhelming, but when working with us, we aim to make it simple and stress-free while educating you along the way.
Instead of dealing with the bank direct and questioning whether you’re on the right path, we do the hard work for you — comparing lenders, securing competitive rates, and tailoring loan solutions to fit your needs.
At Five Islands Finance, we have access to over 30 lenders, a wide range of products and an expert-level knowledge base built over years of hard work and dedication.
We provide personalised support from the initial phone call, all the way through to settlement and beyond.
We work with you and for you.
Our Services
Practical finance solutions, tailored to your life and goals.
Home Loans
Whether you’re buying your first home, upgrading, refinancing, or building, we help you find the right loan with confidence. We compare lenders, explain your options clearly, and support you at every step.
SMSF
We can assist you with lending solutions through your Self-Managed Super Fund. Our role is to help you understand your options and secure lending that aligns with your investment goals.
Asset Finance
Whether you need a new vehicle, equipment, or tools for your business, we source flexible finance options designed to keep work moving forward.
Personal Loans
Whether you’re covering medical costs, planning a holiday, or making home improvements, we help you explore personal loan options with confidence. We explain your choices clearly and support you through every step.
Consumer Car Loans
Buying a car should be exciting, not stressful. We compare lenders and explain your choices clearly with no car-yard jargon so you drive away with confidence. Our aim is to make sure you have a loan best suited to your lifestyle and budget.
Our lending partners
We work with a wide range of reputable lenders to support flexible, tailored solutions.
Testimonials
FAQs
What does a mortgage broker do?
As a qualified mortgage broker I work with you to understand your unique circumstances and assist with finding the best suited loan. I compare a panel of over 30 lenders, negotiate rates as well as submit and manage the application on your behalf which makes your overall experience stress-free and simple.
What kind of loans do you assist with?
Home Loans, Self Managed Super Fund lending, Asset Finance, Personal Loans & Consumer Car Loans.
Why work with a broker instead of a bank?
Mortgage brokers must operate under the ‘Best Interest Duty’ law which means we must operate and suggest loan products with your best interests in mind. We are completely unbiased when comparing our panel of lenders and can provide a high level of detail across several lenders rather than just recommending one bank’s products.
What fees does a mortgage broker charge?
NONE. I get paid a commission from the bank when your loan settles for introducing new business to them. It is not payable by you or loaded into your loan in any way.
I’m not local to your area – can you still help me?
Yes of course! I can help customers Australia-wide.
Let’s chat
Want to work together?
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